North Carolina Medicare Guide
Medicare Plans in North Carolina
North Carolina has over 2 million Medicare beneficiaries. The Charlotte and Raleigh metros are growing rapidly, bringing more plan options each year.
Popular Areas in North Carolina
We serve all counties in North Carolina. Here are some of the most popular metro areas — select one to see local plan options, carriers, and agents.
Types of Medicare Plans in North Carolina
Medicare Advantage
All-in-one plans that bundle hospital, medical, and usually drug coverage. Many North Carolina plans include extras like dental, vision, hearing, and fitness benefits — often at $0 premium.
Medicare Supplement
Also known as Medigap, these plans fill the cost-sharing gaps in Original Medicare. Popular in North Carolina for beneficiaries who want predictable costs and see any doctor who accepts Medicare.
Part D Drug Plans
Standalone prescription drug coverage for North Carolinaresidents on Original Medicare. Coverage and costs vary — it's important to check that your medications are on the plan's formulary.
We Serve These North Carolina Communities
Sidebar Benefit Advisors connects you with licensed Medicare agents in cities across North Carolina.
Ready to find your Medicare plan in North Carolina?
A licensed agent who knows Durham can walk you through your options — at $0 cost to you.
Get Matched With an AgentWe do not offer every plan available in your area. Currently, we represent multiple organizations which offer Medicare Advantage, Prescription Drug, and Medicare Supplement Insurance plans. Please contact Medicare.gov, 1-800-MEDICARE (TTY: 1-877-486-2048), or your local State Health Insurance Program (SHIP) to get information on all of your options.
Sidebar Benefit Advisors is not connected with or endorsed by the United States government or the federal Medicare program.
The Medicare plans represented are PDP, HMO, PPO, or PFFS plans with a Medicare contract. Enrollment in plans depends on contract renewal. Enrollment in a plan may be limited to certain times of the year. Eligibility may require a Special or Initial Enrollment Period.
Benefits shown are for the 2026 plan year. Not all plans offer all of the benefits mentioned. Benefits may vary by carrier and location. Deductibles, copays, coinsurance, limitations, and exclusions may apply. $0 premium plans are not available in all areas. You must continue to pay your Medicare Part B premium.
Every year, Medicare evaluates plans based on a 5-star rating system. Star Ratings are calculated each year and may change from one year to the next.
This plan is available to anyone with Medicare who has one or more qualifying chronic conditions. Contact the plan for additional information.
This is a solicitation for insurance. By requesting information, scheduling a call, or initiating a chat, you agree to be contacted by a licensed insurance agent by phone, email, or text message to discuss Medicare insurance plans. Standard messaging rates may apply.
Other pharmacies are available in-network.
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