Florida Medicare Guide
Medicare Plans in Florida
Florida is the Medicare capital of America with over 4.7 million beneficiaries — the highest per-capita rate in the nation. More plans are available here than almost any other state.
Popular Areas in Florida
We serve all counties in Florida. Here are some of the most popular metro areas — select one to see local plan options, carriers, and agents.
Broward County
Fort Lauderdale, Hollywood, Pembroke Pines, Coral Springs
Duval County
Jacksonville
Hillsborough County
Tampa, Brandon
Lee County
Cape Coral, Fort Myers
Miami-Dade County
Miami, Hialeah, Miami Beach, Homestead, Coral Gables
Orange County
Orlando, Winter Park
Palm Beach County
West Palm Beach, Boca Raton, Boynton Beach, Delray Beach
Pinellas County
St. Petersburg, Clearwater
Polk County
Lakeland, Winter Haven
Types of Medicare Plans in Florida
Medicare Advantage
All-in-one plans that bundle hospital, medical, and usually drug coverage. Many Florida plans include extras like dental, vision, hearing, and fitness benefits — often at $0 premium.
Medicare Supplement
Also known as Medigap, these plans fill the cost-sharing gaps in Original Medicare. Popular in Florida for beneficiaries who want predictable costs and see any doctor who accepts Medicare.
Part D Drug Plans
Standalone prescription drug coverage for Floridaresidents on Original Medicare. Coverage and costs vary — it's important to check that your medications are on the plan's formulary.
We Serve These Florida Communities
Sidebar Benefit Advisors connects you with licensed Medicare agents in cities across Florida.
Ready to find your Medicare plan in Florida?
A licensed agent who knows Fort Lauderdale can walk you through your options — at $0 cost to you.
Get Matched With an AgentWe do not offer every plan available in your area. Currently, we represent multiple organizations which offer Medicare Advantage, Prescription Drug, and Medicare Supplement Insurance plans. Please contact Medicare.gov, 1-800-MEDICARE (TTY: 1-877-486-2048), or your local State Health Insurance Program (SHIP) to get information on all of your options.
Sidebar Benefit Advisors is not connected with or endorsed by the United States government or the federal Medicare program.
The Medicare plans represented are PDP, HMO, PPO, or PFFS plans with a Medicare contract. Enrollment in plans depends on contract renewal. Enrollment in a plan may be limited to certain times of the year. Eligibility may require a Special or Initial Enrollment Period.
Benefits shown are for the 2026 plan year. Not all plans offer all of the benefits mentioned. Benefits may vary by carrier and location. Deductibles, copays, coinsurance, limitations, and exclusions may apply. $0 premium plans are not available in all areas. You must continue to pay your Medicare Part B premium.
Every year, Medicare evaluates plans based on a 5-star rating system. Star Ratings are calculated each year and may change from one year to the next.
This plan is available to anyone with Medicare who has one or more qualifying chronic conditions. Contact the plan for additional information.
This is a solicitation for insurance. By requesting information, scheduling a call, or initiating a chat, you agree to be contacted by a licensed insurance agent by phone, email, or text message to discuss Medicare insurance plans. Standard messaging rates may apply.
Other pharmacies are available in-network.
MULTIPLAN_SIDEBARBENEFITS_2026_M